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Minimum Monthly contributions Kshs. 1,500
Earning interest annually
It’s the loans multiplier & allows members to access deposits as loans security
This can be contributed through check off, standing order, bank transfer or direct bank deposit and Mobile Money transfer.
Can only be accessed upon membership withdrawal

Minimum monthly savings of Kshs. 500/-
Contributions can be made daily, weekly or monthly.
Withdrawable / Payable the first week of the last month of the year (December Holidays)
Premature withdrawals during the year, Forfeiting the interest earned

Eligibility: Open to two or more individuals with a common financial objective.
Accounts often earn competitive interest rates, enhancing the growth of pooled savings.
Loan Access: Members may qualify for loans based on the total joint savings.
Digital Banking: Access to mobile and internet banking services for convenient account management.
Accounts are operated based on a signing mandate agreed upon by all account holders.
Minimum monthly contribution: KSh 2,000